Buying Your First Home in Dubai? The FTHB Program Just Made It Easier


Date: 4th July 2025

Author: LYM Real Estate

Client Advisory

Real Estate Investment

Invest in Dubai

first time home buyers

Table of Contents:


Buying Your First Home in Dubai? FTHB Scheme Just Got You Closer


As a soon-to-be homeowner in the UAE, you’ve probably got one hand on Property Finder, the other holding a calculator, and no fewer than 37 tabs open comparing financing options. We get it — it’s a lot to manage.


But the truth is, buying your first home doesn’t need to be a confusing mix of forwarded WhatsApp messages and third-hand advice.


That’s exactly why the first time home buyers program Dubai was created. And at LYM Real Estate, we’re proud to be one of the first few real estate brokers in Dubai to request full integration into the system — helping buyers move from “curious” to “qualified” to “keys in hand” with confidence.

Key Takeways:


1. The First TIme Home Buyers program has been announced by the Government of Dubai, jointly led by Dubai Land Department (DLD) and the Dubai Department of Economy and Tourism (DET).

2. This initiative is designed to enable more residents to become homeowners—an important step in improving quality of life and supporting Dubai’s real estate sector. 

3. Through the program, verified buyers will have priority access to 13 top developers, potential special discounts from developers, interest free installments on DLD fees, reduced mortgage and processing fees.

4. Buyers will have to register through licensed, registered brokerages.

 Sheikh Zayed Road in late afternoon

What Is the FTHB Program, Anyway?


The first time home buyers program is a government-supported digital platform made for first time home buyer Dubai clients. It’s organized, fully online, and crystal clear — no messy paperwork, no ambiguous processes.


As licensed brokers in Dubai, we’re able to:

  • Verify if you're eligible by running an Emirates ID property check
  • Record your preferences (like budget and property type)
  • Submit your application for approval
  • Track the entire journey with you from start to finish — fully transparent

So, if you're serious about stepping into the Dubai property market, this is the smarter way to do it.

 Marina Room with Stunning Views from Window

How It Works (Super Simple)


Step 1: Connect with Us
See the WhatsApp icon? — Click it.

We’ll walk you through every stage from day one.

Step 2: We’ll help Validate You
Using the first time home buyers program platform, we’ll confirm your eligibility in seconds with just your Emirates ID property check.

Step 3: You Set Your Preferences
From your budget and preferred area to number of bedrooms and payment structure — we’ll capture exactly what matters to you.

Step 4: We Send It for Approval
You’ll receive a secure link to review and confirm your details before submission.


Step 5: Track It All
We stay in sync every step of the way — from approval updates to scheduling your Dubai property market viewings.

 Views from a dubai balcony

Why It’s a Big Deal


The first time home buyers program is truly transformative — especially for anyone stepping into the market for the first time.


For you:

  • No confusion. You’ll know on the spot whether you qualify or not.
  • No wasted effort. We only move forward if it makes sound financial sense.
  • You’re never alone. From your first message to the day you collect your keys, we’re with you.
  • You’ll have Priority access to select projects from 13 of Dubai’s top developers
  • Special discounts on eligible units from select developers
  • Interest-free instalment options for DLD fees through participating banks’ credit cards
  • Reduced mortgage interest rates and processing fees from 5 leading banks

For Us (and this benefits you as well):

  • We focus only on motivated buyers — no time lost.
  • Every phase is documented, verified, and transparent.
  • We remain fully aligned with official RERA policies and housing systems.

Open to all UAE residents over the age of 18, the programme applies to freehold residential properties valued below AED 5 million, making home ownership in the UAE a more accessible aspiration.

Suburban City Scape Views

Are You Eligible?


You’re likely a candidate if you:

  • Hold a valid Emirates ID
  • Are purchasing your very first home in Dubai
  • Don’t currently own property in the UAE

Let us run a quick Emirates ID property check for you — it only takes a minute.

Ready to Own? Let’s Make It Happen


At LYM Real Estate, we don’t make promises we can’t keep, and we never push properties outside your budget. Our goal is to:

  • Help you understand your real choices.
  • Get you approved to buy property (if you're eligible).
  • Match you with genuine opportunities in the Dubai property market.
  • Guide and support you all the way through handover.

If you’re done browsing and finally ready to own a home in Dubai, reach out.


Connect with LYM today — and take your first real step to invest in Dubai property through trusted experts in Dubai real estate.

In Conclusion:


At its core, FTHB connects qualified investors with government-supported housing pathways while reducing friction, paperwork, and guesswork. For brokers, it creates a new channel to engage serious buyers early, ensure compliance, and track deal flow across stages. For investors, it removes barriers by offering clarity, guidance, and a seamless entry point into the real estate market.


By aligning broker expertise with smart technology and first-time buyer incentives, FTHB isn't just a tool — it's an ecosystem designed to activate a new generation of homeowners.


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